Should you go guarantor for someone else’s loan, even your child?
Going guarantor for your children is a risky business. When a parent, or anyone else, is asked to go guarantor, they need to understand the implications.
How to leverage with instalment warrants
If you want to make an investment in a company but don’t have enough cash to make it meaningful, this kind of investment device might be just for you. Learn how to use it to your advantage.
How to secure a US loan
It is very difficult, but not impossible, to find overseas finance. It also has the benefit of insulating you against currency movements.
How to offset and save on your mortgage
When you’re repaying a mortgage, there’s often cash floating around in a savings account which could help you pay it down a little quicker. But perhaps you’re not sure if you’ll need the money for other things.
How to take out a reverse mortgage without paying lots of interest
Reverse mortgages are a valid strategy to address a retirement shortfall but you need to be careful too. Legal and financial advice is essential.
How to get the full rate cut on your mortgage
These five tips will help you secure a better-value mortgage from those financial institutions that are dragging the chain on passing on the RBA’s rate cuts.
How to get a better deal on your home loan
It’s time to press for a better deal on your home loan. The best way to do this is to cite new information about the secret discounts and deals lenders are extending to some customers but not others.
How to pay off your mortgage quicker
Tired of that 25 or even 30-year home loan hanging over your head? Want to pay off your non-deductible debt as soon as possible? Well, the good news is it’s not impossible. There are a number of tricks you can play to get the job done faster.
Which is best: a fixed or variable rate?
Fixed rates can sometimes look very attractive for people who want some certainty. But are they really the best option?
How over 50s can take out a mortgage
There are a number of reasons why someone aged 50 and above could be seeking to take out a home loan.
How to get better terms and conditions on your mortgage
If you are tempted to switch lenders you could improve your loan terms and conditions – even if you don’t end up moving.
How to pay your mortgage off early
We’ve all grown accustomed to having a large home loan looming over us. But if you get a bit smart and a little like Scrooge, you can pay it off a lot sooner. Here’s how do it in seven steps to set you on the right path.
How to pay off your home loan quickly
Below average home loan interest rates are presenting Australian mortgage holders with the compelling opportunity to get ahead of the curve.
How to avoid mortgage stress
What you can borrow and what you should borrow are two very different things. Banks are happy to burden you with a mortgage that would see your repayments totalling almost 60pc of your take-home pay.
Find the best credit card
The trick to finding the right option for you is to look at your spending habits and examine the benefits offered.
Should you fix your home loan rate?
Our experts say you shouldn’t lock in your mortgage rate before considering all the issues – including how important budget certainty is for you.
How to save on your mortgage by remortgaging
The removal of exit fees on home loans means it’s easier than ever to take your business elsewhere. If you’re with one of the big four, the numbers certainly stack up in favour of moving.
How to save thousands on your home loan
Don’t just sit there – haggle. Shop around, talk to your loan provider and be prepared to switch – you could save tens of thousands of dollars over the life of your loan.
How to bundle your loans and save money
Borrowers should shop around for the best deal that allows them to bundle loans and financial products with one lender.